Maharashtra Housing and Area Development Authority (MHADA) introduced the MHADA lottery scheme back in 2017. It provides an alternate way to acquire an affordable residence in cities like Mumbai, one of the most expensive property markets in the world. Authorities will allocate houses to LIG (Low Income Group) and EWS (Economically Weaker Sections) based on the lottery draw results.

The cost of living comparison shows Tier-1 cities like Mumbai have the highest expense per-person to stay within the city limits. MHADA housing lottery can help you create a financially stable platform as you acquire a residence without draining your financial resources.

Applying for MHADA Housing Lottery

MHADA has a dedicated website to apply and check the lottery conditions. You have to start by registering yourself in this portal.

Step 1 – You will have to fill a form containing your essential information like name, DOB, contact number, occupation & income, PAN, marital status, gender, residential address, etc. You will be prompted to create a username and password.

Step 2 – Log in with your username and password to apply for the MHADA lottery online. The open lottery schemes will be available on the home page; select a preferred lottery scheme from the available options and submit your details like income group, reservation category, type of application, etc.
You should apply for a particular lottery scheme after thoroughly understanding the costs of buying a home. There are several fees involved, including registration charges, stamp duty, maintenance deposit, etc.

Step 3 – Enter the scheme code during filing up the lottery application. It refers to the shortlisted location where you want your property. For example, you will win an MHADA Pune apartment if you enter the scheme code of that area. You will find these ID’s in online annexures or MHADA brochures.

Step 4 – You will have to enter your bank account details and present residential address for communication before submitting the form. Confirm all the information mentioned in the application and acknowledge the undertaking that you or your immediate family members do not own any other property in the city, and submit the application for MHADA lottery.

Step 5 – Pay the application fee after completing the application. The payment can be made online with credit or debit card, NEFT or RTGS. You can also pay using a demand draft.

For online payment, upload a canceled cheque and make the payment to MHADA bank account. Generate the payment slip and save it for future reference. For the demand draft, print the application form and submit it with the DD in the designated bank.
How to check lottery result?
The lottery result will be available on the official website’s result’s page. It will be listed scheme-wise, with the description of residences and its corresponding income group.


Eligibility criteria for an MHADA lottery are the following –

You should be at least 18 years old.
You should be a residing citizen of the state. Provide a Domicile Certificate showing you stayed for 15 continuous years in Maharashtra.
You should fall under the following income group –
EWS – Up to Rs. 25,000.
LIG – Rs. 25,001 to Rs. 50,000.
MIG – Rs. 50,000 to Rs. 75,000.
HIG – Rs. 75,001 and higher.
You should have a valid PAN card.

Price of the Properties

MHADA opts for a 60:40 ratio of affordable housing and HIG homes. Apartments cost between Rs. 31.54 Lakh to Rs. 56.73 Lakh under this scheme. You can opt for a housing loan to pay for the accommodation without straining your finances.

Several financial institutions offer such credits at borrower-friendly terms. Companies like Bajaj Finserv provide advances with affordable Home Loan interest rates, flexible tenors, minimum processing fees, easy documentation, and several other features and benefits.

2019 MHADA housing scheme lottery will see 217 units allocated to various categories of the population across Mumbai. This lottery scheme can significantly increase your chances to acquire affordable housing in one of the most prosperous and booming urban spaces in a country.


Please enter your comment!
Please enter your name here